jackie jones, you sound like you have your mind set. I can't try to convince you that your idea of the 'afterlife' or whatever is wrong, since I don't know if it is or not. It does sound nice. But is there nothing else in life you want to accomplish before you leave this plane of existence? You can die at any time you wish... I don't know anything about you, but do you have passion for anything else besides your love who is not here, and your family which you know, based on your beliefs, will still be with you once you pass. Sites to see on earth, physical feats to accomplish, people to talk to and form "earthly" relationships with? People who could use help that you could help? Things you want to learn or know how to do - knowledge to gain? There must be something.
I understand that you feel at peace with your decision, and I'm sure you feel in your heart that what you think will happen, will. I am not challenging that. I just hope you are sure that there is nothing else here for you, before you die. Death will always be there - no need to rush into it, is there? I wish the best for you.
BananasAndOranges, I'm sorry you are feeling this way. You may be doing self destructive things, "bad" things (quote/unquote), but you are not a bad person, and certainly not a loser or piece of garbage. I hope you can believe me when I say I don't think of you that way. I hope you can know that you're a good person who's made some unfortunate choices. You can make better choices in the future if you stick around. Things can get better, it happens to many people - but it takes time.
Audio and visual hallucinations are horrible, I'm sorry you are going through them. Have you been diagnosed with a sleep disorder? These are obvious symptoms of these types of disorders, and the WILL go away or at least drastically lessen, were you to get counseling and possibly go on certain medicines. You can LIVE, and not live with those symptoms forever. It's very, very possible.
You can, as you say, "turn around and run as fast as I can and escape". You can! It won't happen overnight, but you can get out of your box. I hope you get some help for yourself - you can get help for all of your problems and help
yourself overcome the past and present situations.

you are both in my thoughts this late night
on review, also what Heroin Girl said