Haha yeah, I remember that report. We certainly have, my friend.
I had a contractor come to my house yesterday, hoping he'd be my general contractor so I could get this mortgage refinance moving. Well, he definitely said he could do it. However, while checking out my front doors, he noticed that the reason they won't close right and are crooked isn't because they have sagged, it's because that corner of my house has sagged. We went down and it turns out the fucking idiots who did the renovations to my house (and added on a new room that is up on stilts, not under the foundation) didn't do it right and it's been slowly sinking. He said it's fixable, but that I will have to get a engineer out first and pay $2000-3000 for engineering plans for how to properly support it, and that would have to come out of pocket because the mortgage company wouldn't approve anything if they knew about this and I'd have to fix it, first. Which I don't quite understand since they're supposed to consider all the planned work done. But also they won't approve the work until the permits are pulled and apparently the city won't pull permits for anything (not even the roof) until this is fixed. And I have less than no money, this divorce, DUI, and new car have utterly cleaned me out, I've got credit card debt again, and I'm in debt to my mom and to my girlfriend. He told me if it were him he'd sell the house to a cash buyer because no mortgage company would lend money for it once it got inspected because the supports aren't up to code. I guess when I bought the house, the realtor got their own inspector out who conveniently didn't mention anything about that.
So my options are to sink a lot of money (probably $60k, which I could hopefully get through the mortgage company somehow) into my house to fix everything, and then keep living here without it falling apart... or try to find a cash buyer to sell it for cheap and make enough to hopefully pay off my mortgage, pay off my debt, and if I'm lucky, get a nest egg for a new downpayment.

It fucking sucks. I love my house, it's really unique and cool, everyone who comes over is like oh my god, your house is so beautiful. But it's a weird house, and a bunch of shit wasn't done right and since it's my first house, I didn't see the warning signs. I've lived here for 11 years and it's deteriorated a lot. I was thinking, if I sell it and can make enough to have at least a couple to a few ten thousands left over after I pay off my debt, my girl and I could rent for a while and save money... my guitar and bass player in my band just moved to a 200 acre property with a beautiful house, the lady that owns it is moving out of the other house on the property soon and the rent will be like $800, if we moved there, I could be saving like $700 more a month. And then eventually I could find the perfect place... or maybe even buy land outside of town like my friend did, and build my own house.
Makes me heartsick. I love my house. But I don't know if it's worth trying to keep and save. Probably someone would just knock it down, or maybe they'd want to sink $60k or so into it and make it really nice and flip it. I'd feel better about that, if I knew someone was going to knock it down I would feel guilty.
I don't know what to do...

The past 2 years it's just been like BAM BAM BAM BAM BAM... thing after thing after thing. When does it let up? So much stress...
