I didn't call you despicable, i said the act of not paying the bill is despicable. I'm not trying to judge you, it just really bothers me when i see stuff like that.
A large reason that it is "impossible" to afford insurance in this country is because of what happened tonight, where someone went to the hospital and isnt going to pay their bill, thus, pushing everyones health costs up which leads to insurance costs skyrocketing.
We have coverage for those who cannot provide for themselves, its called medicare and it does what its supposed too. As far as the universal coverage thing I'm not going to start a political debate with you, but the last thing this country needs is more handouts. There's a reason why most of Europe is much more broke than we are.
Anyways, I'm glad you and your boyfriend are alright, things could've been much much worse, and I'm sure it was a tramatic event for you. Good luck to you in your future endeavors and be safe!