Bit late to this party but this question requires a lot more detail to discern what you are actually asking. There are several ways to answer it.
The "point" of life in a materialistic or physical sense, as in, assuming the question and the answer to be about physical laws of the universe, is to effectively propagate, disperse, and preserve the self-replicating molecular structures that preceded "life", or at least, macroscopic, cellular life as we understand it, in the same way that the "point" of a photon is to convey electromagnetic energy from one point in space to another. The "why" in this case resolves to a "how", life exists because self-replicating molecules sometimes arrange themselves into seemingly fantastically complex structures which we call organisms, some of which are human, and a part of that process if for certain subsets of those organisms to muse about the origins and the "reason" for their own existence.
I could probably have skipped that paragraph since it leads pretty neatly onto the sense in which it sounds more likely that you meant the question to be interpreted. In this sense, your question is essentially a variation on "what is the meaning of life?" - if we are to answer the question in any other way than one based on the flow of time as we perceive it, and causality - which, admittedly, is a less interesting answer, most of the time, akin to asking "why does the ball roll down the hill" - it is impossible to do so without a circular reference. "Meaning" is a concept that exists within the minds of conscious life. In an absolute sense, life doesn't need to mean anything, and there doesn't need to be a point to it. The illusion of purpose and meaning is a part of the illusion of mind, which is itself a byproduct of the mechanism by which minds that can contemplate such abstract concepts as the absolute "meaning" of things, beyond the fact that something is "meant" to be tasty, for example - as is the case for some parts of the world in which pre-sentient but conscious organisms with organic brains find themselves - outside the illusory boundaries between the inside of any human mind and the reality beyond it, it is not necessary for anything to mean anything or to have any point, reason, or to be for anyone, or anyone - at least not in any way that we could hope to comprehend. Existence just is. This might sound an unsatisfactory answer - but it is the only answer that anyone can honestly give without invoking some kind of faith-based pseudoreligious mysticism - ie, a guess, or a useful fiction that serves the aforementioned purpose of keeping life as something that living beings desire to preserve.
If we try to step outside the paradigm of life being something unique and special, separate from the wider universe and, indeed, existence itself, the absurdity of the question can be illustrated fairly easily. What is the point of a star? What are they here for? (Let's not say "to support life bearing planets", this is just a rabbit hole we could go down forever, and statistically speaking it seems unlikely given that most planetary systems likely do not support any kind of intelligent, macroscropic life.) What is the point of matter? To enable to creation of stars? Again, considering that baryonic matter that can undergo gravitational nuclear ignition, ie, form stars, makes up a tiny fraction of the matter in the universe, this is to me an intuitively difficult answer to justify. What is the point of time and space? Why did the Big Bang happen?
To answer the last question, we'd have to be able to look outside, or "before" the birth of our own universe - and in this case the question would actually resolve into a "how", ie, "HOW" did the Big Bang happen? Presumably due to some property of whatever substrate our universe rests within, in which case we come back to the material, and physical laws, this time laws that govern the behaviour of the "Bulk" (to borrow a term from String Theory without endorsing it, meaning extra-universal "space"). This would probably still be unsatisfactory, because we could then ask, what is the point of the multiverse? Having figured out the point of the universe and the part it plays in the multiverse encasing it, presumably we'd just end up with yet another why, "WHY does the multiverse exist, what is the point of the multiverse?" We could go on like this probably infinitely - if we were omnipotent gods.
IMO - every "why" question of this nature eventually resolves into a fairly unsatisfactory "how", leaving yet another, more mysterious and expansive "why" in it's place. This doesn't mean it isn't fun to speculate about of course, I could talk about this shit all day. But my answer to your question, bluntly, would be that there is no "point" to life that would be satisfactory to us, because the very ideas of purpose and meaning originate from within the illusion of the self as something separate from the entirety of existence.