well i mean, it's exaggerated a little but damn. my insurance, company X, has fucked me so many times. they wouldn't cover x surgery (not elective), they wouldn't pay for any type of therapy or psychiatry.
i've known friends with similar situations, especially where they had to pay out the ass for mental health treatment.
It is really tough when your insurance doesn't cover the things you need. The fact that they don't often cover mental health is very sad to me. Thankfully I have had excellent health coverage most of my life, but it will soon be running out and I will have NOTHING.