First of all, thanks for all your responses.
To reply back in no particular order:
To beef 'n whatever and people who say or imply I have some sort of karmic debt, I would like to point out that the only person who I ever do harm to is none but myself. I am who I hate. Whether or not that counts as karmic injustice in the eyes of god, the universe, satan etc. is up for argument.
The phrase, "it could have been worse" is a psychological device employed by eternal optimists, which may work for them, but as an inherently pessimist person, it fails to make me feel better about my situation. To echo a previous sentiment, it can ALWAYS be worse. If I was shot out of a cannon made of human feces and landed into a huge pile of solidified dog waste, I could then say, "hey it could have been worse, I could have broken my ribs and contracted hepatitis c or could have gotten killed in the fall", but that would not negate the fact that I am seriously injured and covered in aromatic mammal excrement.
Also, I am fully aware that The Universe is an inanimate, immense, and unforgiving/unsympathetic THING. It is not aware that I exist and never will be. I decided to use the term "The Universe" because it has become evident (at least from my perspective) that there has to be some malevolent force which transcends my own personal (ir)responsibility and misfortune and likes to shit on my muffins.
And to those of you who enjoyed my writing, although you might think it's cold and unsympathetic, it actually makes me feel better that some people get a kick out of my writing. Since I knew mine would be a long and mopey post, I thought I might as well make it entertaining to read. It did surprise me because other than the odd internet comment (internet comments lying just a notch above a curse word scrawled on a bathroom wall in terms of literal legitimacy) I hardly ever write anymore.
Special thanks to Ocean, your post was probably the most uplifting of all.