Stressed as Hell :(

i can't cope no more I've tried so hard to pay these these debts off n when I think I'm getting somewhere, more charges get piled on. How am I meant to get myself out when they keep doing this over n over again? i've just bought my child some clothes for her weekend away with some family members (first time she's been away since she was born 5 years ago.
I tried the credit union but they won't give me a loan as I've got a big debt.
Thing is I could pay this as I don't like owing, I hate owing others money but how when they pile on the charges knowing I'm on disability benefits.
I've had enough of feeling stressed of this now n admit I need help n I don't know what to do (that's difficult for someone who's independent to admit).
Please no mean comments as not in the right head space for them, haven't been in months

Evey

 

Sucks about the debts, but as far as clothing goes -- in the US, second hand stores are literally overflowing with high-end, top of the line children's clothes. You can find designer clothing in excellent condition, sometimes never even worn, in the thrift stores here. The prices are a small fraction of the original retail price. Maybe it's the same in the UK?