So my insurance started denying my psoriasis medication (which costs $6,000 a month without insurance

). Last year they had no problems, but this year they're saying I've exceeded by yearly maximum coverage. But they're still paying for my other prescriptions, so obviously that's bullshit. Besides the fact that I had absolutely no insurance changes since last year and they paid for it with no complain last year. I've had my dermatologist working to appeal it, currently I am 2 weeks late, I am supposed to take it
precisely every 28 days, this has been emphasized to me over and over. Without it, my skin breaks out in red, flaky, itchy, painful patches, and much more importantly, my psoriatic arthritis starts to degrade my joints and cause permanent damage.
Well the dermatologist called me back just now and said the first appeal failed, but they're trying to move onto a level 2 appeal, which will take 30-60 days. In the meantime, apparently they decided to cover it for next month. But they're sending it on the 2nd, and I'll be out of town for a week starting the 29th. So I have to have my cat sitter look for it, it has to be refrigerated within hours of being delivered or it goes bad. So now I have to worry about that. Apparently they said I was over my limit but they would "partially" cover it... since it's a once a month thing, I guess that means they won't cover every month, but they will cover some months. So apparently I am in a situation now where every month, the pharmacy will run it, and I may or may not be covered. Last time, they told me I was covered but then just never sent it, and never notified me, either, I only found out there was a problem because I hadn't received it and called them.
What a stupid clusterfuck. Basically the insurance company is trying to squirrel out of paying for it, and making it as difficult as possible for me in hopes they can get out of paying for it as often as possible. Fuck that. I've been paying them $800 a month since 2005 (I have been paying $140-180 a month, my work pays the rest, actually), and only in the past 2 years have I basically even used it beyond something here or there. Most of those years I didn't charge a single thing to the plan. And now that I need it, they're being sketchy. I fucking hate our medical system in this country so much.
Oh and the medication only costs an average of $600 a month in Europe. But 10 times as much here. I also looked, and they only charge the insurance companies $600, but if someone doesn't have insurance, they charge them $6,000. What the fuck kinda bullshit is that?