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  • EADD Moderators: Pissed_and_messed | Shinji Ikari

Jobseeker's Allowance Megathread ver. We're all overqualified!

I dunno if Credit Unions are still around, my Dad was trying to get involved with the movement back in the early 90s. Its a charitable non profit locally based orgainsation for people to transfer their debts to. Far less charges than credit cards or bank overdrafts, I dunno if they are still operating though, you could google credit unions for your area and see if anything comes up. Otherwise the CAB is your best bet.
 
Someone at the drug n alcohol place I go to said there's a credit union. If I open an account they give a loan which you pay back at 3%. Ooooo that'd be ace! If I could have £5,000 I could pay back my credit card n overdraft. Then I can sort little ones birthday party, buy her lots of presents, finish off my sleeve (paying in instalments for that at mo). But oooo I think all's going to be right with the world again. It really is. Tomorrow I'm off to the credit union so wish me luck xxxx
 
mydrugbuddy said:
you shouldnt need any luck, your luck is in that there is a credit union in your area, you'll just need your bank and credit card statements, but good luck anyway.
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I don't have those. I do my banking online. Well everyone does internet banking these days don't they? Besides when I get a bank statement its in huge font I'd have to take pages n pages of it lol.

Would they give me £5,000 n could I pay them back by direct debit?
 
Thats very helpful and informative max. I guess the best thing is just for eve to speak to her local credit union, and see if they can help her or not.

There doesnt seem to be much if any activity on here today to distract me, ive got a number of tedious things to do, 3 fucking big bills to sort out, or get better quotes for. Then if i get all those done with time to spare today I'll be back to another round of job hunting.
 
I thought you studied psychology :? :D

mydrugbuddy said:
Why ? :?
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Anxiety I'd guess. Fear of being turned down, embarrassment about explaining to a stranger that you've "fucked it up" (even if that's not really how things are). I can understand that.

I would expect credit unions to be pretty understanding, but who knows? Some people can be cunts, or just ignorant and insensitive.

I need to make a phone call, to a couple that I've known for about 20 years, as they need some help with their computer, which I've been maintaining for those 20 years. I can't do it. They need my help, and I am able to help them, and I have no reason not to phone them, but I can't do it. They emailed me three weeks ago. At the time I was not in the best state of mind, sleeping through the day and awake at night, mostly because I was stressing about my upcoming court case, which I'd decided was bound to result in me being banned from driving. Not the end of the world, but I'd worked it up in my head to be close to the end of the world. I had other things going on too, like my uncle's terminal (probably, he decided he doesn't want to know the prognosis when he was told he was too weak for chemo) cancer. But nothing taking up my time, as such.

So now I've had my court date and I'm not banned from driving, and I'm in a better frame of mind, I feel able to deal with fixing my friend's computer problems, but I still can't phone them because she is a talker, and will ask how I've been, and I normally have a good relationship with her and will chat away for a while on the phone, but I don't feel able to tell her that I've not phoned her because I've been "miserable" or "depressed" or whatever. And I'm not a particularly good liar. So I'm sitting with the phone here and I want to help but I can't make the call. And every day I do this it gets worse because that's another day I'm letting them down with no good explanation.

I can quite happily tell the whole world on Bluelight though =D

So I can quite understand how the most apparently simple things can be impossible.

Anyway, JSA, I did my online form on Wednesday night and I just got a text from JCP telling me when my appointment is. January 14th. Yes, last fucking month. So I've phoned the number it tells me to phone if there are any problems. "We're sorry but we can't take your call right now. Please try again later."

Maybe their texting system is fucked up and I actually have an appointment in the future rather than the past. It might even be today. I'm a trifle annoyed. But now I have that to deal with and an impossible fucking phone call.
 
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yeah, i sort of know what you mean, im feeling slightly nervous about my sister phoning me this coming weekend and we dont speak on the phone very often. Things havent been going all that great for me recently either, but i dont want to worry her or drag her down. Sometimes just a straightforward "not too great" is the best answer when asked "how are you", you dont necessarily have to go into too much detail.
 
mydrugbuddy said:
Sometimes just a straightforward "not too great" is the best answer when asked "how are you", you dont necessarily have to go into too much detail.
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I've been running through different ways the conversation could go for some time now. Yes I know I can "be vague" or steer the conversation in another direction, but in the face of persistent friendly inquiry, it may come down to either telling her the truth, which I don't want to for a list of reasons, or telling her to mind her own business, which would be unusual and likely to cause offence.
 
Knock , why not tell her youre rushing out to an appointment, and just remembered that you said you'd help her.

Tell her you gotta run but you can pick her PC up at X time, if it's convenient, and fix it at home.

You need to be home due to your cat being ill or whatever
 
Marmalade said:
Knock , why not tell her youre rushing out to an appointment, and just remembered that you said you'd help her.

Tell her you gotta run but you can pick her PC up at X time, if it's convenient, and fix it at home.

You need to be home due to your cat being ill or whatever
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Thank you for the suggestion :)

She lives 30 miles away. There is one technical problem, which I may or may not be able to fix remotely (I have access to remote control their computer). There is one "problem" which is really her not being able to use an email program so she needs me to give her a bit of tutoring, not a lot, five minutes would do it, but she needs shown, I can show her remotely. And there is another issue about how they work with their main client, which needs discussed. If it's not apparent from this, they are a couple who work from home.

So picking up their computer doesn't really come into it. I need to spend 30 minutes "interacting" with her.
 
I mean this in the best possible way, but you seem to be blowing up a relatively minor event out of it's real proportion. I often do that myself, and may be projecting my own issues here and have got this completely wrong, sorry if that seems a bit harsh, but it is the way it seems to me.
 
Yeah, but I do the same. Some things you just CAN'T mentally apply yourself to ... your brain refuses to allow you to even contemplate it, no matter how relatively simple a task it is.

Like your kitchen. Remember that? It's easy to clean a kitchen (even a messy one), but it took you ages before you were able to
 
yes true, my kitchen, argh. :o

And it seems some people felt the same way about my whole approach to opi w/ds. I made it into something i couldnt even contemplate, when its turned out that it wasnt such a big deal at all and life actually carries on pretty much the same for me whether im on opis or not.
 
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