I never had to ask or wanted to ask, but a couple of my dealers always gave me a line of revolving credit. I was always a week or 2 behind on making good. Kinda like a weekly paycheck, ya know? Regardless of what was being fronted, they always hooked me up and I always made good each week. It's too bad I couldn't use that for a credit check/verification...
Bank: Has Faceplate always paid his bills in a timely manner?
Dealer: Why yes! Most certainly...he's one of my best customers.
Bank: And what kind of business are you in ma'am?
Dealer: Oh, I'm in the import/export business.
What a phone call THAT would be!