Alrighty. Sorry to spoil your fun, folks, but I think this one has run its course. It's descending too much into personal attacks and that's not what we do in PD. If you think people are trolling then stop feeding them.
OP: You have enough sensible answers to your question and I doubt leaving this open will generate much variety. Nobody is likely to say anything other than that your plan is less than wise... but it's your decision. Have a good night whatever you decide