I really appreciate the responses guys.

As I've said I deal with a lot of negativity in my real life, so it's nice that you guys are not only not negative, but actually have some positive things to say.

It's easier for the negative stuck to stick with you and I've just been dealing with so much of it lately.
In a nut shell what's really getting me down is that my step sister is back in town and she's "the good one". I used to be when I was younger because I was an awesome student and played sports and was active. I've obviously fucked up a lot the last few years while she's done well for herself. She's out of state a lot, but she's been back in town the last few weeks and will be for the next few weeks.
I've been paying off a lot of debt that has accumulated as a result of my decisions over the last 2 years. Every month I get money taken out of my account and it's put in a mutual fund that I don't touch. I realized I had over withdrawn my account the other day and I wouldn't have enough to cover the amount taken out. Not wanting my checking account to bounce I called up my step sister and asked her for a 3 day loan of $60. She said she had to think about, but would call me back soon. I waited an hour and then called her back to see what was up and to let her know that I could get by with $40 instead. She didn't answer and then I knew she was just going to duck me. So I texted her that it's ok if she can't do it, don't feel obligated to, etc.
She texts back that she's not comfortable with this, so she can't. Now it's her money and she can do what she wants with it, so I just responded that it was fine. I'll figure something out, and I didn't press her or give her any attitude. The money I would have borrowed is money she budgeted for her upcoming vacation so if I didn't pay her back it would eaten into her vacation budget. Though if I didn't pay her back on Wednesday, like I said I would, she could have just gone to my step dad or my mother and they would have reimbursed her and then bitched me out. I wouldn't want this to happen so it would have given me even more reason to pay her back right away, which I would have regardless.
You know how I got the money? I asked a co-worker and they gave it to me right away, no questions asked, and they didn't have to think about it. I told him I'd pay him back Wednesday and he was fine with it. Now we're friendly at work, but we're not friends, we don't see each other outside of work. We're just co-workers that get along.
Now if I say, asked my mother for money, well I could understand her not wanting to and being upset. I've done plenty of which I'm ashamed and have hurt her greatly over the last few years. I am deeply bothered by it and am trying to make amends. I didn't want her to have to bail me out yet again. My stepsister has been out of state the last few years. I have never asked her for a ride, never asked to borrow her car, never asked for money, never asked her for any favor at all. The other day when I asked to borrow $60 for three days was the very first time I've ever asked anything of her. Yet, she wasn't comfortable loaning out that much money to someone in her family that she has known for 25 years and has been related to for 23 years. 8)
Again, it's her money and her choice, but I don't think she's even thought how this makes me feel. It makes me feel like shit in case you're wondering.

She's going on a vacation, she just bought a 2014 Subaru. Obviously she got bills, but it's not like she's poor and this is a huge percentage of her money. The thing about it is if the amount was too much, a person who wanted to help would say something like, "I don't know if I could do $60, but if I gave you $20 or $30 is that ok?" However she just had a problem with the principle of allowing me to borrow money.
IDK, maybe I'm getting overly upset about it. I don't know what it's like to be in her shoes and to have a scum-bag, loser stepbrother. I just don't get what made her so uncomfortable? Because we're related she would have definitely gotten the money back and I don't consider that to be a large amount. I've loaned out that much or more money to friends before. I guess that's what I'm bothered about. If the roles were reversed I would have lent her the money. She thinks she's open-minded and not judgmental, but she's judgmental and pretty close-minded. If she couldn't even do this small a favor I'm assuming I could never call her if I was really in trouble.
It's stuff like this that keeps reminding me how little I'm liked by the people that are supposed to be family. A few years back when I had a serious girlfriend, we had a family dinner where my stepsister met her and what not. After dinner the GF and I went out for drinks, we called up my stepsister and invited her out to hang out with us. She was busy or had to be up early or something. Now my stepsister has a serious boyfriend and I'm here in town, but do you think they'd ever call me up and ask me to do anything? Or do you think she'd call me up and ever see if I wanted to do anything? Nope.

I can't say for sure what she thinks of me, but it doesn't appear to be anything positive.
Everyone wants a piece of you when you're doing well. When you're going through a tough time people shrug their shoulders and give you half-hearted, half-insulting advice.
