I pay to see my psychiatrist once a month, that's $100 out of my own pocket plust the cost of whatever scripts she writes.
I don't have insurance and my financial life is very up and down, however I realized that I needed help and my family wasn't going to help me out with this one so I make it a priority to have this money every month along with my rent and other basic essentials. My theory is if it's important enough, you'll find a way, you'll make it a priority.
I tell her almost everything, I've left out a couple of the more extremely illegal things from my past just because I wasn't confident in telling her certain drug related things from my past that I no longer participate in. However I've told her that I've relied on drugs for most of my life and that I've tried most of them.
I feel I tell her the important things and progress has been made, I'm also more comfortable each visit so more comes out each time, I'm pretty damn honest basically because it is my money and I'm doing this to improve my life.
Ultimately I'm going to end up seeing a CBT specialist who she has recommended to me, this will cost me even more money but I'll figure out a way to pay for it and keep paying for it if it turns out to be helpful.
Overall I'm very happy so far with the progress, I've learned a ton about myself, it's also given me ALOT to think about and digest which is why I'll be seeing a CBT Therapist, as a way of digesting and working through all the discoveries we've made so far. I also think this will help me get off benzos. I need to relearn some coping skills so I can deal with stress better.