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  • EADD Moderators: Pissed_and_messed | Shinji Ikari

The Angry Thread: Debt Until Death...

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chinup said:
as long as your mums about to allow you to live at hers rent free, it is sustainable. if that option dries up, its not. also, staying in jobs for short periods then disappearing isn't necessarily sustainable either, as employers don't want to fork out on training someone who'll work for a few months then disappear. so you'll end up with only the most menial, low paying jobs.

i really like the fact that you do your own thing spade, doing your own thing is one of the qualities i most appreciate in people, but i don't think you need to be so negative about others lifestyle choices. and yes, i agree most people get fixated on the next big thing rather than cashing in their assets. this is not a fact about the assets themselves, but the people who own them.

(and no, i don't have a house, or a car and think in general materialism is stupid)

i know their generation had it easier, but none of my parents friends are still in debt from their mortgages/cars. so it didn't saddle them with debt for life and now they own the roof over their heads, which i'd say is really something.
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When my old dear gets fed up with me I can always move in with my old man. :D

My last 2 jobs I've secured in times when the economy is fucked and jobs are scarce yet it's never been any hassle. In fact it's been very simple. Within a few weeks of looking for a job I've landed an interview and gotten the job straight away. Probably more luck than anything but I like to think I'm pretty good at blagging jobs, I can bullshit and sell myself like the best of them. If need be I can always make up shit about working abroad even though I've really just been enjoying myself, no one can really check up on that.

All I was doing was comparing my debt to most other people I know and point out that it isn't actually that bad compared to most people, so they 'own' (apart from they don't) a house and a car but I'd rather have experiences than things. Everyone I know is always telling me I need to settle down, get a good job / a career, sort my life out etc. The only sorting I think I need to do is find a way to stay abroad / travel more long term. I don't need or want to settle down, settling down IMO just means being stuck in the same place, with the same job, taking on debts for houses, cars and other 'things' that last a looooooooooong time. I want to move around, see new countries, do new things, not be stuck in one place doing the same things over and over again.

parttime crackhead said:
At the moment you don't have the money to do that. If you did you'd be doing it.
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Right this second I don't. I'm saving again to get to that point. Obviously without being a millionare (I will be after winning the Euro Millions tonight) I can't travel indefinitely.
 
TheSpade said:
Right this second I don't. I'm saving again to get to that point. Obviously without being a millionare (I will be after winning the Euro Millions tonight) I can't travel indefinitely.
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Then saying "I've got the money to go traveling the world" is nonsense. Most people could say that then. I could go traveling the world in about a month & a half if I really wanted to. So could just about anyone with a full time job, particularly if they are living almost rent free.
 
No one could go travelling very far in the world on a month and a halfs rent mate, flights alone would kill most of that. What I mean is that I can afford to spend good parts of the year out the country travelling, most folk struggle to afford a 2 week holiday. Whatever suits people like.

there are people that find a way, self fulfilling prophecy much?
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Very few, you'd have to be rich or have a source of passive income that could be obtained location independently without much work on your behalf.
 
TheSpade said:
Very few, you'd have to be rich or have a source of passive income that could be obtained location independently without much work on your behalf.
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The Oldest Profession, Spadey?

There are lonely old men the world over. I'm sure your youthful looks would give you the freedom of the globe should you only choose to ditch that pride and prudishness and get gobbling...
 
WOOFing doesn't pay though so you'd still need to have your own money, all you'd get in exchange for the farm work is a place to kip and meals. Fundraising charity walks wouldn't work either, you don't get paid for them and when you're doing something for charity you can't take your expenses out of the money raised, you fund trhat yourself and all money donated goes to the charity. So that was a couple crap ideas on your part. :p
 
ever heard of hitchiking between the different farms you could WWOOF at, or getting a cheap bicylcle and riding and hitching. couch surfing on the way too. there are ways if you are determinded enough and don't care about doing it penniless, it is only fear holding you back, same thing holding me back at the moment too, I want enough money to be able to do it the standard way first then I intend on trying more unconvential way like I have mentioned.

also, why would you need your own money if you had food and a place to stay, isn't that what you basically said you are doing now at your mums house 8)
 
I've hitchiked before Mugz, it didn't work out too well. It's not very practical. Couchsurfing I'm well aquantied with. You still can't travel penniless doing those things. It's a ridicolous idea. There have been many people who have tried it, there was a rich city banker a few years back who gave up his job, ditched his bank cards and posessions and set out with his backpack and a pen knife with a plan to travel from UK over to mainland Europe and then all the way to India on a pilgramage of sorts. He didn't even make it to France.

You're just being silly.
 
I'm really not, you are just not willing to live the travelling life with too much risk. Is fair enough, not saying you are wrong to not take the risks, just sayign if you wanted to you could.
 
In the olden days you could hitch hike successfully - you need style charm & good looks to do it well though.
I'd train you ( spade or actually anyone who needs the service) to hitch hike properly for a small fee - think of it as an investment
 
You could always find a inbetween level of long term travelling that you are more comfortable with, you could travel for years if you WWOOFed and took £5k with you just for getting from place to place I reckon.
 
TheSpade said:
No one could go travelling very far in the world on a month and a halfs rent mate, flights alone would kill most of that. What I mean is that I can afford to spend good parts of the year out the country travelling, most folk struggle to afford a 2 week holiday. Whatever suits people like.



Very few, you'd have to be rich or have a source of passive income that could be obtained location independently without much work on your behalf.
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I said I could go do that in about a month & a half if I wanted, I didn't say a month & a half's rent would pay to go traveling.

Most folk could afford to go traveling for good parts of the year, as long as they had a free place to stay when they came home. You're not doing anything that almost everyone else couldn't do. They just choose to do other things.
 
Mugz said:
I'm really not, you are just not willing to live the travelling life with too much risk. Is fair enough, not saying you are wrong to not take the risks, just sayign if you wanted to you could.
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There's taking risks then there is suicide. If I went galavanting round the world with no money I woud just die.

B9 said:
In the olden days you could hitch hike successfully - you need style charm & good looks to do it well though.
I'd train you ( spade or actually anyone who needs the service) to hitch hike properly for a small fee - think of it as an investment
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The problem these days isn't with the hitchikers it's with the drivers not wanting to pick people up because they've heard too many scare stories or watched films like Wolf Creek.

Mugz said:
You could always find a inbetween level of long term travelling that you are more comfortable with, you could travel for years if you WWOOFed and took £5k with you just for getting from place to place I reckon.
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I don't want to knock my pan in for 8hrs a day on a farm for years on end though Mugz, that's not my idea of fun / travelling.

parttime crackhead said:
I said I could go do that in about a month & a half if I wanted, I didn't say a month & a half's rent would pay to go traveling.

Most folk could afford to go traveling for good parts of the year, as long as they had a free place to stay when they came home. You're not doing anything that almost everyone else couldn't do. They just choose to do other things.
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I should have said "month and a halfs wages". Very few people could get very far in the world with a month and a halfs wages. What a month and a halfs wages to you?
 
I don't want to knock my pan in for 8hrs a day on a farm for years on end though Mugz, that's not my idea of fun / travelling.
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they aren't all 8 hour a dayd jobs, quite a large proportion are only 4 or 5 hours max and not every day of the week, well that is the ones in the us, I had the book and looked through thousands and they werern't alll super long working hour ones, there was a lot of choice.

Anything shouldn't all this be in a travelling thread, like the travel thread.
 
TheSpade said:
I should have said "month and a halfs wages". Very few people could get very far in the world with a month and a halfs wages. What a month and a halfs wages to you?
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I've got about a grand saved, £500 in the bank, a month & a half's wages is over 2k. So 3 & a half grand. Easy.

But then I'd come back to nothing. If I got a job easy enough I could rinse repeat for a while, until my maw got sick of it, but I don't want to do that.
 
Whatever you've got saved and in the bank doesn't count (you already told us last week you spunked all that anyway), you said a month and a halfs wages which is about £2k as you've just said, that wouldn't get you very far, return flights to anywhere decent would be at minimum £650 (to Thailand) but go to South America if you are lucky £800 but more likely £1k. The rest of the money would last you about a month and a half at most, it's not worth it. You'd not get very far round the world in a month and with just over a grand.
 
Angry that I was just trying to make a smoothing with my smoothie maker, put all the fruit in, then went to add some milk and the stupid thing leaks, leaked right through the machine and all over the kitchen worktop and onto the floor, was a mess to clean up :(

Maybe I'm using it wrong, but I don't think so I tightened it up again after and put some water in it over the sink and it still leaked, stupid machine, I think I know why they freecycled it now.
 
Ugh how annoying! I got a ridiculously cheap vacuum cleaner off gumtree a while back, said they were moving into a shared house and someone else had one too.. and it is pure shite, the tube doesn't fit on well and it leaks so much it can barely pick up the tiniest bit of fluff let alone the stuff I drop all over my floor, haha.. very frustrating, but oh well.

At least it was free Mugz... get youself a handheld blender, they are only a few quid from supermarkets etc and if you use it in a tall plastic beaker or glass you can liquidise fruit etc pretty well. Watch out for splashback tho :D
 
mugz you should look at a book called cycling home from syberia, it's a true story about a guy who did what the title say but via china PNG an afganistan. took him like 2 half years an only cost 4k.
 
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