I've similarly been faced with that dilemma. My main impediment is time. I've fucking got so little to spare, but it seems that making music is a good use of what I do have. Creativity is such a positive thing and enhances the more drudgey aspects of life imo.
I've recently spent quite a bit on restoring my studio/set up, mainly on the software front but also getting a nice audio interface, keyboard, monitors. I got Native Instruments Komplete, updated Cubase and have been having a blast just exploring the software. Not entirely productive but just so enjoyable.
I say get back into it. There are plenty of good free or cheaper pieces of software and all you really need is a computer. If you like electronic styles, grab the free version of the VST Vital- ridiculously powerful, crisp wavetable synth, similar to Serum but free (although I paid for the upgrade version as I think developers should be compensated for good products). The DAW Reaper is cheap (or free) and all you need then are ears (although drugs help).
Speaking of drugs, AMT Is just a delight. I took 60mg and was possibly too tripped out and sort of confused for a while, but today took 40mg and its hit me with great energy, euphoria, and general good cheer. Am going to smoke some MET later and see what's out there...