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Gibberings CLXXXIII - Christmas Trees are for presents,not masturbating under. IMO..

^

Pride I guess.

A fellow I chanced upon one evening was a butcher by trade. In his house hanging on the wall was a framed news story with the headline "Drunken butcher goes on Cleaver Rampage". Was him, of course, and quite a conversation piece.

One of my best friends in London shared a house with me and he had his extradition order from Trinidad framed on his bedroom wall. 4 years in a Trinidadian gaol is hard time. He was very proud of that extradition order. Sadly he's now incarcerated in yet another difficult country to be in prison in.
 
Reminds me of buying mdma off a guy who always wore his HM prison issue tshirt like a badge of pride.

It is sad how alcohol & undergraduate university are so intertwined, must accounbt for an awful lot of dropouts and set people up for problems later on in life. Not to mention fuelling aggressive, reckless behaviour.
 
^ you are so right. It is the blame for a lot. the debt culture being one. ruined my life with debt!!! got me drinking, the big gateway to the terrible class A drugs!
sat with someone at work the other day who happily said she didn't get any other debt while at uni and the only debt she wanted was a mortgage. the very word mortgage. a debt till you die. such a big old con. It most certainly is a trick of the light since it is a digital signal.
https://www.youtube.com/watch?v=vb8Rj5xkDPk
 
Well I feel like shite. Hello n Buhbye for now all.
That was me venting.... Not even spectacular at that 8)
 
what a bizarre way to look at things, a mortgage is little different from forking out for rent each month, but with the slight advantage of a property in your name at the end of it


its not society's fault if youve drunk your way through to some worthless arts qualification - its yours. if you didnt want the debt,you shouldnt have gone on the jolly up. pretty fuckin simple really
 
BlindHelperMonkey said:
what a bizarre way to look at things, a mortgage is little different from forking out for rent each month, but with the slight advantage of a property in your name at the end of it
Click to expand...

I tend to agree, in the absence of any opportunity to rent a council house private renting or a mortgage are pretty much the only options if you want some level of conventional stability.

I rented for many years before deciding to buy a house in the 90s when the market was bottoming out, even back then the mortgage was less than I was paying in rent, I didnt make the mistake of getting a place far bigger and more expensive than I needed, maybe that is what Pink is getting at. If you can try and ensure that you are always able to sell up and walk away without debt then it does has advantages over the kind of short term private renting that we have in the UK.
 
Ceres said:
hahaahahahaha ha aha hah ahah haha hahahahanhanhaha

why is it in a picture frame?

university of <poorly redacted>
Click to expand...

Coz it amused me so much, I thought I'd hang it up in the halls. Especially the "Please do not keep a weapon in your room" line. hahaha
 
pinkpapaver said:
sat with someone at work the other day who happily said she didn't get any other debt while at uni and the only debt she wanted was a mortgage. ]
Click to expand...

I'm 31. My Dad is 81.

Long before I was born (like 7 kids before I was born) my folks could have bought an Edwardian townhouse for $1000. But the felt they would never make the repayments. That was 50 years ago and said house is worth 2 mil euro today, and my retired dads pension is like 6k per month. Go figure. He's a retired schoolteacher/principal for the record.
 
Whilst i really do hate being in debt to the bank to the tune of 100k+ it really did make sense for me to buy a house, my repayments are less than what i paid in rent.

I've friends who pay more in rent than i do on repayments but due to their earnings cannot get a mortgage :? Due to rent being so high theres not a chance of them saving a deposit either..

Maggie fucked it all up with the right to buy..
 
rent is not cool, but mortage interest repayments being so high sometimes it works out cheaper. I intend to get a cheap place, quick mortage. lowest interest possible.
 
i dont think id ever get a morgage, its eitehr rent of buy it upfront cashmoney suitcase.
different cultures though
 
kingme said:
i dont think id ever get a morgage, its eitehr rent of buy it upfront cashmoney suitcase.
different cultures though
Click to expand...

I live in the South East, even a modest house would set you back £180K, saving up isnt an option for very many, add into that having to pay rent whilst you try and save up and many can't even manage the deposit
 
pffft ye change your avatar after months of indecision and painstaking image googlisation AND no one bats an eye lid...grrrrr
 
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