Sharapovafistpump
Bluelighter
- Joined
- Oct 4, 2009
- Messages
- 672
Great idea, energy is such a ripp off.
tell you a great place - that topcash, I was so sick of BT and looked into it for myself, then looked into it for the folks, they were using on average 7gb a month... - changed them over to plusnet, still kept unlimited fiber, cos Mum likes a netflicks binge now and then- cut their bills from £55 p/m in both properties to £31 a month + made £244 in cashback.
Got £4 i think just for ordering a a giffgaff sim card, no card details required. £7.30 to check my equifax credit report free for a month, that wasn't fun but worth it. cancel tomorrow. There are lots of surveys and stuff paying £2 odd but I couldn't be arsed. (side note, when my granda got the ineviable tons of junk mail, he would fill it out, then cost he knew
it was all machine read - would cut 5mm of the bottom jamming the machine - he soon stopped getting junk mail)
but theres cash back for 10'000's of stuff Asda, Boots, Amazon. Big returns on insurance and internets/leccy/insurance def worth a look gave out £40m last year and has 4 million members- if anyone wants to sign up, if they use this code - http://www.topcashback.co.uk/ref/elliott500 I get £7.50 which will put in a just giving account eiher for Bluelight or a mental health charity.
Another great way to get your money back is by reclaiming 6 years of bank charges - http://www.moneysavingexpert.com/reclaim/bank-charges
Then of course there's the biggest of the lot PPI http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance - its actually unreal how much they over charged for a practically useless massively inflated product - eg £5k loan over 10 years at 8% with PPI £127 a month - with out £95 p/m.
Hence the £40 Billion that has around half been refunded. The ombudsman has ruled it as miss selling so provided you didn't say oh i'd love to be ripped of please - the money is yours.
Don't go through a 3rd party and lose 30% or bHow to find out if you've had PPI
PROVIDER CONTACT INFO
Barclays 0800 282 390, Mon-Fri 8am-8pm or via the PPI portal once logged into online banking
Barclaycard 0844 811 9111, 7am-11pm daily (i)
Capital One 0333 000 1601, Mon-Fri 9am-7pm, Sat 9am-2pm
Co-op 08448 44 88 44 (loans), 08448 75 87 55 (credit cards), 0808 156 28 32 (mortgages) - lines open 24/7 (i)
HSBC 08457 404 404, 8am-8pm daily (i)
Lloyds Banking Group 0845 601 2683 (Lloyds TSB), 08457 253 519 (Halifax/Bank of Scot), Mon-Fri 8am-6pm, Sat 9am-2pm
MBNA 0800 062 062, 24/7 (i)
Nationwide 08457 302010, 24/7 (i) or via this link
NatWest and RBS 0800 015 0319, Mon-Fri 8am-5pm
Santander 0845 600 6014, Mon-Fri 9am-5pm
Find out if you are owed it and for the cost of a print out and a stamp you could get £1000's
Us drug types do tend to just fuck these things off - suffering a loaf of bread and super noddles for a week till the next bit of cash comes through. But you could have £1000's waiting.
Only thing I'm affiliaed with is the cash back and the just giving fund gets £7.50 a sign up, even for a sim card, if you use my link, but don't if you don't feel like it.
I'd like to keep this thread alive as I want my bank charges and PPI back - be great to hear some success stories.
peace
tell you a great place - that topcash, I was so sick of BT and looked into it for myself, then looked into it for the folks, they were using on average 7gb a month... - changed them over to plusnet, still kept unlimited fiber, cos Mum likes a netflicks binge now and then- cut their bills from £55 p/m in both properties to £31 a month + made £244 in cashback.
Got £4 i think just for ordering a a giffgaff sim card, no card details required. £7.30 to check my equifax credit report free for a month, that wasn't fun but worth it. cancel tomorrow. There are lots of surveys and stuff paying £2 odd but I couldn't be arsed. (side note, when my granda got the ineviable tons of junk mail, he would fill it out, then cost he knew
it was all machine read - would cut 5mm of the bottom jamming the machine - he soon stopped getting junk mail)
but theres cash back for 10'000's of stuff Asda, Boots, Amazon. Big returns on insurance and internets/leccy/insurance def worth a look gave out £40m last year and has 4 million members- if anyone wants to sign up, if they use this code - http://www.topcashback.co.uk/ref/elliott500 I get £7.50 which will put in a just giving account eiher for Bluelight or a mental health charity.
Another great way to get your money back is by reclaiming 6 years of bank charges - http://www.moneysavingexpert.com/reclaim/bank-charges
Then of course there's the biggest of the lot PPI http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance - its actually unreal how much they over charged for a practically useless massively inflated product - eg £5k loan over 10 years at 8% with PPI £127 a month - with out £95 p/m.
Hence the £40 Billion that has around half been refunded. The ombudsman has ruled it as miss selling so provided you didn't say oh i'd love to be ripped of please - the money is yours.
Don't go through a 3rd party and lose 30% or bHow to find out if you've had PPI
PROVIDER CONTACT INFO
Barclays 0800 282 390, Mon-Fri 8am-8pm or via the PPI portal once logged into online banking
Barclaycard 0844 811 9111, 7am-11pm daily (i)
Capital One 0333 000 1601, Mon-Fri 9am-7pm, Sat 9am-2pm
Co-op 08448 44 88 44 (loans), 08448 75 87 55 (credit cards), 0808 156 28 32 (mortgages) - lines open 24/7 (i)
HSBC 08457 404 404, 8am-8pm daily (i)
Lloyds Banking Group 0845 601 2683 (Lloyds TSB), 08457 253 519 (Halifax/Bank of Scot), Mon-Fri 8am-6pm, Sat 9am-2pm
MBNA 0800 062 062, 24/7 (i)
Nationwide 08457 302010, 24/7 (i) or via this link
NatWest and RBS 0800 015 0319, Mon-Fri 8am-5pm
Santander 0845 600 6014, Mon-Fri 9am-5pm
Find out if you are owed it and for the cost of a print out and a stamp you could get £1000's
Us drug types do tend to just fuck these things off - suffering a loaf of bread and super noddles for a week till the next bit of cash comes through. But you could have £1000's waiting.
Only thing I'm affiliaed with is the cash back and the just giving fund gets £7.50 a sign up, even for a sim card, if you use my link, but don't if you don't feel like it.
I'd like to keep this thread alive as I want my bank charges and PPI back - be great to hear some success stories.
peace
