New student loan vs. signature loan?

[Belisarius]

I'm going back to school this fall as a "returning student" who is technically still an undergrad, even though I have a bachelor's. I'm kind of torn on whether I should go the student loan route (I paid off my old ones in decent time), especially since I'm only looking at maybe three years of courses at a state school (less if I do summers as well), or whether I should just go for a signature loan from my bank, at which I have a well-established (and hopefully good) credit history. Note that my income is very mediocre, which I know plays into interest rates, or whether you get a loan at all...

Advice would be much appreciated!

 

[Jerry Atrick]

I would go the government route. IIRC their interest rates will be lower and they may be more forgiving than a bank.

 

[Belisarius]

Thanks for the tip.