So I was in Vegas a few weeks back for the World Series of Poker and while I was down there I received and urgent message from one of my banks. The text informed me that my CC was used at a JC Penny in my home state -- but different city -- over a thousand miles away from my current location. Naturally, I was quite irate over this, especially since it happened during my trip and consequently, affected the finances that I could use.
Well it turns out I had my card on me so it's not like someone stole it. The bank didn't say for sure, but it sounded like whomever tried to use my card at JC Penny did so physically at the store. I'm wondering how they were able to do that? If it's somebody I know, I don't see how they could write my card info down on a piece of paper and just read it off to the clerk? Or if they did do that, would store clerks allow that type of transaction? I guess I'm just pissed because I don't understand how the instance came to pass, and how CC fraud seems to be as important as dung beetles to law enforcement these days. I even tried filing a police report and they seem to put it on the back burner.
I even told them step-by-step how to identify the thief (if they did it in the physical location) and I'm still waiting for a callback.
Anyone have any ideas on types of credit card frauds and transactions? Or anyone have any similar stories they'd like to share?
Well it turns out I had my card on me so it's not like someone stole it. The bank didn't say for sure, but it sounded like whomever tried to use my card at JC Penny did so physically at the store. I'm wondering how they were able to do that? If it's somebody I know, I don't see how they could write my card info down on a piece of paper and just read it off to the clerk? Or if they did do that, would store clerks allow that type of transaction? I guess I'm just pissed because I don't understand how the instance came to pass, and how CC fraud seems to be as important as dung beetles to law enforcement these days. I even tried filing a police report and they seem to put it on the back burner.
I even told them step-by-step how to identify the thief (if they did it in the physical location) and I'm still waiting for a callback.
Anyone have any ideas on types of credit card frauds and transactions? Or anyone have any similar stories they'd like to share?