I had steam for awhile years ago. Then one of my friends bought a game on a family credit card to play on my account. When someone else canceled the payment, my whole account was cancelled and I lost access to all the games I paid for with my own money. I told my friend about this and the payment on the credit card was uncancelled, so they got their money, but they still refused to unban my account until they received a written statement from the bank, which was too awkward for me to get, so they basically stole around 300 $ from me, and I strongly discourage anyone from paying these criminals anything