i have to get fr44 insurance ,can sombody explain some thing

[HYDRO_CHRONIC]

if I get this on my license ,does it mean I can drive anyone car ,and if I get in a accident it covered by my insurance?the fr 44

whats the low down here

 

[alasdairm]

google search for "fr44 insurance" produces >60k results. none of those were relevant?

alasdair